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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,860 | $80,983-63.1% | $96,544-69.1% | $75,177-60.3% |
| Participation rate | 92.6% | 71.8%+20.8pp | 76.0%+16.6pp | 67.2%+25.4pp |
| Annual return | 81.25% | 27.05%+54.2pp | 25.88%+55.4pp | 160.75%-79.5pp |
| Employer contribution / active EE | $2,345 | $2,282+2.7% | $2,966-21.0% | $2,671-12.2% |
| Participant deferral / active EE | $3,678 | $3,929-6.4% | $4,851-24.2% | $4,126-10.9% |
| Admin fee / account holder | $3,407 | $6,717-49.3% | $8,254-58.7% | $5,651-39.7% |