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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,155 | $106,280-5.8% | $96,538+3.7% | $139,487-28.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.76% | 38.48%-21.7pp | 35.74%-19.0pp | 373.84%-357.1pp |
| Employer contribution / active EE | $7,091 | $4,107+72.7% | $3,740+89.6% | $4,755+49.1% |
| Participant deferral / active EE | $1,606 | $5,457-70.6% | $4,880-67.1% | $6,713-76.1% |
| Admin fee / account holder | $1,776 | $7,888-77.5% | $6,737-73.6% | $11,407-84.4% |