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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,557 | $107,368-41.7% | $92,915-32.7% | $152,909-59.1% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.80% | 145.64%-123.8pp | 109.45%-87.7pp | 345.46%-323.7pp |
| Employer contribution / active EE | $5,331 | $4,222+26.3% | $3,653+45.9% | $4,764+11.9% |
| Participant deferral / active EE | $1,398 | $4,848-71.2% | $4,238-67.0% | $5,851-76.1% |
| Admin fee / account holder | $9,623 | $7,082+35.9% | $5,796+66.0% | $11,601-17.0% |