| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $546,569 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $517,724 |
ERNST & YOUNG LLP1 year Filed as: ERNST & YOUNG U.S. LLP Service code 10 · EIN 34-6565596 | Accounting | $49,604 |
FIDUCIENT ADVISORS LLC2 years Filed as: FIDUCIENT ADVISOR LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $36,279 |
FORVIS, LLP2 years Service code 10 · EIN 44-0160260 | Accounting | $31,500 |
Service code 10 · EIN 83-0414789 | Accounting | $21,190 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,051 | $106,994-58.8% | $135,998-67.6% | $96,393-54.3% |
| Participation rate | 67.2% | 72.5%-5.4pp | 81.9%-14.7pp | 71.3%-4.1pp |
| Annual return | 24.60% | 26.64%-2.0pp | 68.37%-43.8pp | 22.88%+1.7pp |
| Employer contribution / active EE | $1,870 | $3,391-44.9% | $4,860-61.5% | $3,239-42.3% |
| Participant deferral / active EE | $4,312 | $7,968-45.9% | $7,761-44.4% | $5,455-20.9% |
| Admin fee / account holder | $108 | $79+36.5% | $10,769-99.0% | $74+46.1% |