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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,934 | $60,349-18.9% | $74,184-34.0% | $62,881-22.2% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.93% | 21.38%-20.4pp | 17.74%-16.8pp | 20.14%-19.2pp |
| Employer contribution / active EE | $1,124 | $1,680-33.1% | $2,370-52.6% | $2,281-50.7% |
| Participant deferral / active EE | $2,774 | $2,856-2.9% | $3,550-21.8% | $3,203-13.4% |
| Admin fee / account holder | $11,410 | $4,261+167.8% | $5,586+104.3% | $4,296+165.6% |