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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,986 | $60,442-55.4% | $96,754-72.1% | $87,485-69.2% |
| Participation rate | 98.9% | 58.7%+40.2pp | 70.3%+28.6pp | 68.9%+30.0pp |
| Annual return | 17.40% | 21.97%-4.6pp | 82.04%-64.6pp | 26.06%-8.7pp |
| Employer contribution / active EE | $458 | $1,691-72.9% | $2,679-82.9% | $2,596-82.4% |
| Participant deferral / active EE | $5,114 | $3,280+55.9% | $4,758+7.5% | $4,274+19.7% |
| Admin fee / account holder | $2,919 | $5,069-42.4% | $8,905-67.2% | $7,775-62.4% |