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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $58,845 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,112 | $47,648-20.0% | $130,660-70.8% | $67,579-43.6% |
| Participation rate | 60.8% | 60.4%+0.3pp | 71.7%-11.0pp | 71.3%-10.5pp |
| Annual return | 36.11% | 25.73%+10.4pp | 1709.29%-1673.2pp | 378.56%-342.4pp |
| Employer contribution / active EE | $2,397 | $1,408+70.3% | $4,092-41.4% | $2,148+11.6% |
| Participant deferral / active EE | $4,756 | $2,616+81.8% | $3,603+32.0% | $3,539+34.4% |
| Admin fee / account holder | $162 | $105+54.3% | $5,463-97.0% | $142+13.9% |