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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $44,169 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,233 | $39,898-29.2% | $121,220-76.7% | $55,725-49.3% |
| Participation rate | 52.9% | 61.2%-8.4pp | 71.8%-18.9pp | 70.9%-18.0pp |
| Annual return | -0.01% | -0.96%+1.0pp | 16.94%-16.9pp | 244.93%-244.9pp |
| Employer contribution / active EE | $2,160 | $1,295+66.8% | $4,023-46.3% | $2,078+3.9% |
| Participant deferral / active EE | $4,197 | $2,439+72.1% | $3,345+25.5% | $3,356+25.1% |
| Admin fee / account holder | $150 | $95+58.0% | $5,021-97.0% | $115+30.4% |