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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,024 | $196,972-58.4% | $182,262-55.0% | $198,609-58.7% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 13.83% | 158.27%-144.4pp | 140.60%-126.8pp | 202.70%-188.9pp |
| Employer contribution / active EE | $3,683 | $5,364-31.3% | $5,046-27.0% | $5,055-27.1% |
| Participant deferral / active EE | $8,899 | $8,643+3.0% | $8,276+7.5% | $6,977+27.6% |
| Admin fee / account holder | $332 | $18,429-98.2% | $16,712-98.0% | $19,030-98.3% |