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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,782 | $98,766-32.4% | $149,730-55.4% | $79,852-16.4% |
| Participation rate | 65.7% | 75.8%-10.1pp | 82.5%-16.8pp | 69.6%-3.9pp |
| Annual return | 15.25% | 27.43%-12.2pp | 276.70%-261.4pp | 31.72%-16.5pp |
| Employer contribution / active EE | $1,624 | $3,217-49.5% | $4,645-65.0% | $2,471-34.3% |
| Participant deferral / active EE | $2,399 | $5,681-57.8% | $6,843-64.9% | $3,740-35.9% |
| Admin fee / account holder | $528 | $6,052-91.3% | $9,310-94.3% | $5,306-90.1% |