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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,883 | $89,367-37.5% | $141,191-60.4% | $72,975-23.4% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 22.99% | 111.87%-88.9pp | 71.41%-48.4pp | 81.01%-58.0pp |
| Employer contribution / active EE | $1,395 | $3,115-55.2% | $4,736-70.5% | $2,440-42.8% |
| Participant deferral / active EE | $2,402 | $5,419-55.7% | $6,710-64.2% | $3,608-33.4% |
| Admin fee / account holder | $2,842 | $5,957-52.3% | $10,264-72.3% | $5,124-44.5% |