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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,829 | $93,598+226.7% | $135,974+124.9% | $75,173+306.8% |
| Participation rate | 84.6% | 75.2%+9.4pp | 81.9%+2.7pp | 67.2%+17.4pp |
| Annual return | 16.47% | 30.89%-14.4pp | 68.30%-51.8pp | 160.72%-144.2pp |
| Employer contribution / active EE | $6,327 | $3,538+78.8% | $4,859+30.2% | $2,671+136.9% |
| Participant deferral / active EE | $15,800 | $6,405+146.7% | $7,760+103.6% | $4,126+282.9% |
| Admin fee / account holder | $4,344 | $6,978-37.7% | $10,767-59.6% | $5,651-23.1% |