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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,018 | $105,200+168.1% | $159,474+76.8% | $85,847+228.5% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.8%-4.0pp | 69.3%+9.5pp |
| Annual return | 13.39% | 45.08%-31.7pp | 263.68%-250.3pp | 318.61%-305.2pp |
| Employer contribution / active EE | $5,612 | $3,319+69.1% | $4,831+16.2% | $2,565+118.7% |
| Participant deferral / active EE | $14,234 | $5,946+139.4% | $7,353+93.6% | $3,952+260.1% |
| Admin fee / account holder | $4,229 | $6,934-39.0% | $10,802-60.9% | $6,261-32.5% |