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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,026 | $198,470+24.0% | $170,444+44.3% | $147,585+66.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 15.84% | 257.30%-241.5pp | 205.94%-190.1pp | 578.56%-562.7pp |
| Employer contribution / active EE | $17,576 | $6,184+184.2% | $5,433+223.5% | $4,876+260.4% |
| Participant deferral / active EE | $9,000 | $5,629+59.9% | $4,939+82.2% | $5,439+65.5% |
| Admin fee / account holder | $3,317 | $16,852-80.3% | $13,881-76.1% | $10,885-69.5% |