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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,877 | $93,589-11.4% | $135,942-39.0% | $75,181+10.2% |
| Participation rate | 78.8% | 75.2%+3.6pp | 81.9%-3.1pp | 67.2%+11.6pp |
| Annual return | 17.35% | 30.90%-13.6pp | 68.28%-50.9pp | 160.69%-143.3pp |
| Employer contribution / active EE | $572 | $3,537-83.8% | $4,858-88.2% | $2,671-78.6% |
| Participant deferral / active EE | $6,167 | $6,405-3.7% | $7,759-20.5% | $4,126+49.5% |
| Admin fee / account holder | $1,508 | $6,977-78.4% | $10,764-86.0% | $5,650-73.3% |