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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,324 | $185,312+13.0% | $161,489+29.6% | $154,746+35.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.91% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $5,212 | $4,769+9.3% | $4,268+22.1% | $4,379+19.0% |
| Participant deferral / active EE | $10,473 | $6,350+64.9% | $5,630+86.0% | $6,730+55.6% |
| Admin fee / account holder | $2,544 | $18,654-86.4% | $16,006-84.1% | $14,365-82.3% |