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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,815 | $167,352-34.4% | $143,788-23.6% | $134,509-18.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.29% | 0.47%-20.8pp | -0.03%-20.3pp | 418.13%-438.4pp |
| Employer contribution / active EE | $4,753 | $5,620-15.4% | $4,952-4.0% | $4,741+0.3% |
| Participant deferral / active EE | $5,776 | $6,447-10.4% | $5,638+2.5% | $6,400-9.8% |
| Admin fee / account holder | $799 | $18,091-95.6% | $14,675-94.6% | $11,427-93.0% |