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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,938 | $201,344-43.4% | $184,243-38.2% | $145,877-21.9% |
| Participation rate | 87.5% | 87.5%0pp | 86.8%+0.7pp | 80.3%+7.2pp |
| Annual return | 21.15% | 29.01%-7.9pp | 28.82%-7.7pp | 551.28%-530.1pp |
| Employer contribution / active EE | $3,983 | $7,022-43.3% | $6,427-38.0% | $4,663-14.6% |
| Participant deferral / active EE | $14,184 | $9,807+44.6% | $9,132+55.3% | $6,691+112.0% |
| Admin fee / account holder | $2,426 | $16,382-85.2% | $13,914-82.6% | $13,402-81.9% |