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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,981 | $185,883-61.3% | $170,043-57.7% | $139,466-48.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 16.14% | 60.54%-44.4pp | 53.40%-37.3pp | 373.66%-357.5pp |
| Employer contribution / active EE | $4,308 | $7,596-43.3% | $6,790-36.6% | $4,754-9.4% |
| Participant deferral / active EE | $13,523 | $11,626+16.3% | $10,410+29.9% | $6,712+101.5% |
| Admin fee / account holder | $2,676 | $15,393-82.6% | $12,824-79.1% | $11,409-76.5% |