Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,489 | $25,723-8.7% | $69,182-66.0% | $55,167-57.4% |
| Participation rate | 20.6% | 39.4%-18.9pp | 55.1%-34.5pp | 69.0%-48.4pp |
| Annual return | 5.86% | 9.56%-3.7pp | -21.93%+27.8pp | 169.23%-163.4pp |
| Employer contribution / active EE | $0 | $480-100.0% | $1,206-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $794 | $963-17.5% | $1,897-58.1% | $3,054-74.0% |
| Admin fee / account holder | $1,531 | $365+320.0% | $2,697-43.2% | $504+203.9% |