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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,389 | $138,076-56.3% | $123,553-51.1% | $135,380-55.4% |
| Participation rate | 90.9% | 84.7%+6.2pp | 82.3%+8.6pp | 82.6%+8.3pp |
| Annual return | -9.32% | 153.70%-163.0pp | 119.21%-128.5pp | 519.81%-529.1pp |
| Employer contribution / active EE | $2,589 | $5,152-49.7% | $4,628-44.1% | $4,779-45.8% |
| Participant deferral / active EE | $3,872 | $6,800-43.1% | $6,426-39.7% | $5,609-31.0% |
| Admin fee / account holder | $553 | $10,917-94.9% | $9,284-94.0% | $10,828-94.9% |