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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,534 | $109,411-60.2% | $89,435-51.3% | $158,982-72.6% |
| Participation rate | 25.0% | 74.3%-49.3pp | 68.0%-43.0pp | 82.0%-57.0pp |
| Annual return | 11.06% | 345.68%-334.6pp | 245.55%-234.5pp | 302.99%-291.9pp |
| Employer contribution / active EE | $735 | $3,173-76.8% | $2,587-71.6% | $4,763-84.6% |
| Participant deferral / active EE | $5,139 | $4,600+11.7% | $3,890+32.1% | $5,983-14.1% |
| Admin fee / account holder | $5,794 | $6,159-5.9% | $4,884+18.6% | $11,252-48.5% |