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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,683 | $110,248-20.5% | $95,728-8.4% | $139,456-37.1% |
| Participation rate | 60.0% | 75.7%-15.7pp | 72.3%-12.3pp | 80.3%-20.3pp |
| Annual return | 14.26% | 27.16%-12.9pp | 28.40%-14.1pp | 373.45%-359.2pp |
| Employer contribution / active EE | $869 | $3,258-73.3% | $2,835-69.3% | $4,753-81.7% |
| Participant deferral / active EE | $5,698 | $4,675+21.9% | $4,245+34.2% | $6,711-15.1% |
| Admin fee / account holder | $12,907 | $6,607+95.4% | $5,673+127.5% | $11,407+13.2% |