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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,546 | $71,057-27.5% | $93,654-45.0% | $80,874-36.3% |
| Participation rate | 91.1% | 60.4%+30.7pp | 68.7%+22.4pp | 67.6%+23.5pp |
| Annual return | 18.33% | 11.26%+7.1pp | 133.34%-115.0pp | 35.62%-17.3pp |
| Employer contribution / active EE | $8,755 | $1,564+459.8% | $2,421+261.7% | $2,756+217.7% |
| Participant deferral / active EE | $8,674 | $4,034+115.0% | $4,413+96.6% | $4,297+101.9% |
| Admin fee / account holder | $10,723 | $6,944+54.4% | $8,282+29.5% | $6,935+54.6% |