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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,546 | $71,215-27.6% | $93,696-45.0% | $80,935-36.3% |
| Participation rate | 91.1% | 60.4%+30.7pp | 68.7%+22.4pp | 67.7%+23.4pp |
| Annual return | 18.33% | 11.27%+7.1pp | 133.74%-115.4pp | 35.66%-17.3pp |
| Employer contribution / active EE | $8,755 | $1,565+459.4% | $2,422+261.5% | $2,757+217.6% |
| Participant deferral / active EE | $8,674 | $4,037+114.9% | $4,417+96.4% | $4,299+101.7% |
| Admin fee / account holder | $10,723 | $6,958+54.1% | $8,287+29.4% | $6,924+54.9% |