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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,371 | $124,330-19.3% | $109,173-8.1% | $167,536-40.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.32% | 26.04%-14.7pp | 25.75%-14.4pp | 478.82%-467.5pp |
| Employer contribution / active EE | $3,333 | $4,209-20.8% | $3,723-10.5% | $4,839-31.1% |
| Participant deferral / active EE | $4,709 | $5,256-10.4% | $4,654+1.2% | $6,342-25.7% |
| Admin fee / account holder | $1,013 | $7,974-87.3% | $6,755-85.0% | $12,315-91.8% |