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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,717 | $97,732+123.8% | $83,831+160.9% | $135,380+61.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.81% | 1287.56%-1293.4pp | 850.99%-856.8pp | 519.81%-525.6pp |
| Employer contribution / active EE | $4,000 | $4,222-5.3% | $3,631+10.2% | $4,779-16.3% |
| Participant deferral / active EE | $4,226 | $4,683-9.8% | $4,082+3.5% | $5,609-24.7% |
| Admin fee / account holder | $5,000 | $6,675-25.1% | $5,479-8.7% | $10,828-53.8% |