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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,203 | $138,386+360.5% | $184,260+245.8% | $80,935+687.3% |
| Participation rate | 90.7% | 83.9%+6.8pp | 86.8%+3.9pp | 67.7%+23.0pp |
| Annual return | 21.32% | 20.02%+1.3pp | 28.84%-7.5pp | 35.66%-14.3pp |
| Employer contribution / active EE | $16,192 | $4,851+233.8% | $6,427+151.9% | $2,757+487.4% |
| Participant deferral / active EE | $12,337 | $7,076+74.4% | $9,133+35.1% | $4,299+187.0% |
| Admin fee / account holder | $7,381 | $10,489-29.6% | $13,898-46.9% | $6,924+6.6% |