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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,256 | $110,083+339.9% | $151,645+219.3% | $68,490+607.0% |
| Participation rate | 87.5% | 84.0%+3.5pp | 87.5%0pp | 67.9%+19.6pp |
| Annual return | -19.96% | -10.12%-9.8pp | 3.34%-23.3pp | -7.85%-12.1pp |
| Employer contribution / active EE | $13,421 | $4,470+200.3% | $6,165+117.7% | $2,597+416.9% |
| Participant deferral / active EE | $10,045 | $6,526+53.9% | $8,363+20.1% | $4,028+149.4% |
| Admin fee / account holder | $13,035 | $7,718+68.9% | $11,614+12.2% | $5,403+141.3% |