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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,522 | $110,379-76.9% | $102,412-75.1% | $145,884-82.5% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 14.55% | 24.84%-10.3pp | 24.94%-10.4pp | 551.85%-537.3pp |
| Employer contribution / active EE | $2,634 | $4,216-37.5% | $3,870-31.9% | $4,662-43.5% |
| Participant deferral / active EE | $4,594 | $5,622-18.3% | $5,060-9.2% | $6,690-31.3% |
| Admin fee / account holder | $34,427 | $9,745+253.3% | $8,388+310.5% | $13,392+157.1% |