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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,958 | $107,368+5.2% | $92,915+21.6% | $152,909-26.1% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 16.91% | 145.64%-128.7pp | 109.45%-92.5pp | 345.46%-328.6pp |
| Employer contribution / active EE | $1,308 | $4,222-69.0% | $3,653-64.2% | $4,764-72.5% |
| Participant deferral / active EE | $2,429 | $4,848-49.9% | $4,238-42.7% | $5,851-58.5% |
| Admin fee / account holder | $20,520 | $7,082+189.7% | $5,796+254.1% | $11,601+76.9% |