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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,623 | $168,635-76.5% | $147,617-73.2% | $125,389-68.4% |
| Participation rate | 85.7% | 88.8%-3.1pp | 84.6%+1.1pp | 83.2%+2.5pp |
| Annual return | -2.37% | 77.65%-80.0pp | 61.98%-64.4pp | 282.24%-284.6pp |
| Employer contribution / active EE | $2,211 | $6,252-64.6% | $5,564-60.3% | $4,866-54.6% |
| Participant deferral / active EE | $4,770 | $5,507-13.4% | $4,895-2.6% | $5,352-10.9% |
| Admin fee / account holder | $454 | $13,580-96.7% | $11,612-96.1% | $9,541-95.2% |