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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,272 | $109,908+188.7% | $97,161+226.5% | $145,978+117.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.52% | 243.80%-229.3pp | 75.36%-60.8pp | 550.52%-536.0pp |
| Employer contribution / active EE | $29,385 | $3,077+854.9% | $2,723+979.0% | $4,662+530.3% |
| Participant deferral / active EE | $12,876 | $4,679+175.2% | $4,265+201.9% | $6,690+92.5% |
| Admin fee / account holder | $626 | $6,213-89.9% | $5,647-88.9% | $13,400-95.3% |