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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,905 | $202,345+100.1% | $172,755+134.4% | $152,885+164.8% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 20.34% | 1029.77%-1009.4pp | 802.94%-782.6pp | 345.39%-325.0pp |
| Employer contribution / active EE | $1,585 | $5,858-72.9% | $5,144-69.2% | $4,763-66.7% |
| Participant deferral / active EE | $6,307 | $5,948+6.0% | $5,198+21.3% | $5,851+7.8% |
| Admin fee / account holder | $5,075 | $17,111-70.3% | $13,955-63.6% | $11,598-56.2% |