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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,238 | $58,493+8.1% | $84,021-24.7% | $72,975-13.3% |
| Participation rate | 61.9% | 61.2%+0.7pp | 69.0%-7.1pp | 69.5%-7.6pp |
| Annual return | 25.46% | 28.93%-3.5pp | 71.32%-45.9pp | 81.01%-55.6pp |
| Employer contribution / active EE | $2,357 | $1,163+102.6% | $1,984+18.8% | $2,440-3.4% |
| Participant deferral / active EE | $3,293 | $2,394+37.6% | $3,239+1.7% | $3,608-8.7% |
| Admin fee / account holder | $6,911 | $4,569+51.3% | $6,102+13.3% | $5,124+34.9% |