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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,674 | $157,276+72.7% | $141,177+92.4% | $152,885+77.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 30.50% | 64.33%-33.8pp | 71.40%-40.9pp | 345.39%-314.9pp |
| Employer contribution / active EE | $2,942 | $5,262-44.1% | $4,736-37.9% | $4,763-38.2% |
| Participant deferral / active EE | $4,446 | $7,110-37.5% | $6,710-33.7% | $5,851-24.0% |
| Admin fee / account holder | $12,184 | $12,123+0.5% | $10,263+18.7% | $11,598+5.0% |