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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,975 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,078 | $70,002-41.3% | $115,038-64.3% | $52,331-21.5% |
| Participation rate | 42.2% | 72.1%-29.9pp | 81.4%-39.1pp | 68.1%-25.9pp |
| Annual return | -1.49% | 4.04%-5.5pp | 26.14%-27.6pp | 4.54%-6.0pp |
| Employer contribution / active EE | $1,401 | $2,715-48.4% | $4,608-69.6% | $1,882-25.5% |
| Participant deferral / active EE | $2,946 | $4,920-40.1% | $6,026-51.1% | $3,022-2.5% |
| Admin fee / account holder | $23 | $566-95.9% | $8,175-99.7% | $592-96.1% |