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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,470 | $58,391-68.4% | $76,657-75.9% | $72,975-74.7% |
| Participation rate | 98.6% | 67.4%+31.2pp | 72.1%+26.5pp | 69.5%+29.1pp |
| Annual return | 20.40% | 2306.65%-2286.2pp | 1166.74%-1146.3pp | 81.01%-60.6pp |
| Employer contribution / active EE | $3,676 | $1,787+105.7% | $2,303+59.6% | $2,440+50.6% |
| Participant deferral / active EE | $2,875 | $2,690+6.9% | $3,335-13.8% | $3,608-20.3% |
| Admin fee / account holder | $1,055 | $4,014-73.7% | $6,423-83.6% | $5,124-79.4% |