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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,669 | $104,924-2.1% | $84,623+21.3% | $152,885-32.8% |
| Participation rate | 70.0% | 74.8%-4.8pp | 68.2%+1.8pp | 82.5%-12.5pp |
| Annual return | 24.72% | 373.82%-349.1pp | 258.77%-234.1pp | 345.39%-320.7pp |
| Employer contribution / active EE | $3,234 | $3,302-2.1% | $2,652+21.9% | $4,763-32.1% |
| Participant deferral / active EE | $10,626 | $4,689+126.6% | $3,899+172.5% | $5,851+81.6% |
| Admin fee / account holder | $14,288 | $6,242+128.9% | $4,913+190.8% | $11,598+23.2% |