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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,932 | $78,694+124.8% | $67,653+161.5% | $125,388+41.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.55% | 9.46%-10.0pp | 6625.22%-6625.8pp | 282.24%-282.8pp |
| Employer contribution / active EE | $8,398 | $3,044+175.9% | $2,266+270.7% | $4,866+72.6% |
| Participant deferral / active EE | $9,629 | $4,292+124.3% | $3,560+170.5% | $5,352+79.9% |
| Admin fee / account holder | $5,578 | $7,403-24.6% | $4,821+15.7% | $9,541-41.5% |