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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,723 | $46,697-72.8% | $117,533-89.2% | $68,486-81.4% |
| Participation rate | 97.6% | 56.8%+40.8pp | 70.6%+27.0pp | 67.9%+29.7pp |
| Annual return | -21.86% | -14.52%-7.3pp | 29.77%-51.6pp | -7.85%-14.0pp |
| Employer contribution / active EE | $1,615 | $1,506+7.2% | $4,179-61.4% | $2,597-37.8% |
| Participant deferral / active EE | $4,383 | $2,637+66.2% | $4,072+7.6% | $4,028+8.8% |
| Admin fee / account holder | $677 | $4,023-83.2% | $5,647-88.0% | $5,404-87.5% |