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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,251 | $102,663-61.8% | $86,216-54.5% | $139,466-71.9% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.0%-26.1pp | 80.3%-37.5pp |
| Annual return | 16.12% | 1924.52%-1908.4pp | 1169.42%-1153.3pp | 373.66%-357.5pp |
| Employer contribution / active EE | $2,119 | $3,035-30.2% | $2,382-11.0% | $4,754-55.4% |
| Participant deferral / active EE | $6,346 | $4,677+35.7% | $3,986+59.2% | $6,712-5.4% |
| Admin fee / account holder | $22 | $8,663-99.7% | $6,853-99.7% | $11,409-99.8% |