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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,184 | $148,582+14.5% | $135,942+25.2% | $139,456+22.0% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 19.44% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-354.0pp |
| Employer contribution / active EE | $1,598 | $5,245-69.5% | $4,858-67.1% | $4,753-66.4% |
| Participant deferral / active EE | $11,199 | $8,101+38.2% | $7,759+44.3% | $6,711+66.9% |
| Admin fee / account holder | $913 | $12,402-92.6% | $10,764-91.5% | $11,407-92.0% |