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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,492 | $148,629-4.1% | $135,982+4.8% | $139,487+2.2% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 16.23% | 79.33%-63.1pp | 68.32%-52.1pp | 373.84%-357.6pp |
| Employer contribution / active EE | $2,342 | $5,247-55.4% | $4,859-51.8% | $4,755-50.7% |
| Participant deferral / active EE | $5,354 | $8,102-33.9% | $7,760-31.0% | $6,713-20.2% |
| Admin fee / account holder | $773 | $12,406-93.8% | $10,767-92.8% | $11,407-93.2% |