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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,516 | $165,399-33.8% | $149,745-26.9% | $158,982-31.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,522 | $5,105-50.6% | $4,646-45.7% | $4,763-47.1% |
| Participant deferral / active EE | $6,314 | $7,183-12.1% | $6,843-7.7% | $5,983+5.5% |
| Admin fee / account holder | $18,973 | $10,811+75.5% | $9,312+103.8% | $11,252+68.6% |