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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,782 | $99,994-36.2% | $146,643-56.5% | $85,847-25.7% |
| Participation rate | 62.5% | 73.1%-10.6pp | 80.1%-17.6pp | 69.3%-6.8pp |
| Annual return | 13.57% | 18.93%-5.4pp | 22.75%-9.2pp | 318.61%-305.0pp |
| Employer contribution / active EE | $1,425 | $2,559-44.3% | $4,137-65.6% | $2,565-44.4% |
| Participant deferral / active EE | $3,015 | $4,006-24.7% | $5,506-45.2% | $3,952-23.7% |
| Admin fee / account holder | $804 | $7,703-89.6% | $10,280-92.2% | $6,261-87.2% |