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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,246 | $72,404-58.2% | $110,243-72.6% | $64,173-52.9% |
| Participation rate | 59.6% | 73.3%-13.8pp | 79.8%-20.2pp | 69.6%-10.0pp |
| Annual return | -6.74% | -6.29%-0.5pp | 314.76%-321.5pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,120 | $2,282-50.9% | $3,827-70.7% | $2,381-52.9% |
| Participant deferral / active EE | $2,356 | $3,469-32.1% | $4,672-49.6% | $3,470-32.1% |
| Admin fee / account holder | $537 | $5,664-90.5% | $8,548-93.7% | $4,887-89.0% |