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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,619 | $79,961-21.7% | $98,462-36.4% | $75,177-16.7% |
| Participation rate | 68.8% | 70.4%-1.6pp | 75.2%-6.4pp | 67.2%+1.5pp |
| Annual return | 17.78% | 19.75%-2.0pp | 21.17%-3.4pp | 160.75%-143.0pp |
| Employer contribution / active EE | $2,929 | $2,264+29.4% | $3,049-3.9% | $2,671+9.7% |
| Participant deferral / active EE | $2,794 | $3,753-25.6% | $4,738-41.0% | $4,126-32.3% |
| Admin fee / account holder | $931 | $6,842-86.4% | $8,875-89.5% | $5,651-83.5% |