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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,087 | $73,019-25.9% | $90,766-40.4% | $68,490-21.0% |
| Participation rate | 87.5% | 70.8%+16.7pp | 75.7%+11.8pp | 67.9%+19.6pp |
| Annual return | -17.26% | -13.81%-3.5pp | -12.16%-5.1pp | -7.85%-9.4pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,070 | $3,626-42.9% | $4,565-54.7% | $4,028-48.6% |
| Admin fee / account holder | $10,320 | $5,897+75.0% | $8,446+22.2% | $5,403+91.0% |