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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,933 | $167,352-57.6% | $143,788-50.7% | $134,509-47.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -30.07% | 0.47%-30.5pp | -0.03%-30.0pp | 418.13%-448.2pp |
| Employer contribution / active EE | $1,923 | $5,620-65.8% | $4,952-61.2% | $4,741-59.4% |
| Participant deferral / active EE | $7,072 | $6,447+9.7% | $5,638+25.4% | $6,400+10.5% |
| Admin fee / account holder | $1,319 | $18,091-92.7% | $14,675-91.0% | $11,427-88.5% |