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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $662,657 | $185,905+256.4% | $170,057+289.7% | $139,487+375.1% |
| Participation rate | 85.7% | 87.8%-2.0pp | 87.0%-1.3pp | 80.3%+5.4pp |
| Annual return | 18.53% | 60.56%-42.0pp | 53.42%-34.9pp | 373.84%-355.3pp |
| Employer contribution / active EE | $23,598 | $7,597+210.6% | $6,790+247.5% | $4,755+396.3% |
| Participant deferral / active EE | $16,123 | $11,627+38.7% | $10,411+54.9% | $6,713+140.2% |
| Admin fee / account holder | $2,964 | $15,397-80.7% | $12,826-76.9% | $11,407-74.0% |